I’m an expat in France with a UK pension so where do I pay tax?

Written by on April 22, 2018 in Pensions, Tax

When it comes to paying tax, for UK expats in France, it can sometimes seem like a complicated process with rules for this and that. We answer some of the most common questions that UK expats ask when it comes to tax in France.

Question: I moved to France last year. I have a teacher’s pension and state pension which are taxed in the UK. Does that mean I don’t have to complete a tax form in France?

Answer: You have an obligation to complete a tax form in France now that you are resident here. For the current tax payment year you need only complete for the portion since the date you arrived. The tax forms aren’t available until April/May of each year and then the response from the tax office is due by August of each year.

You must list all of your income on the tax return and the Double Taxation Treaty between the UK and France will dictate whether it is taxable or not. In this case the UK state pension is taxable in France. Your teachers’ pension remains taxable in the UK.

The teachers pension must be listed on your French tax form, but you will receive a credit for tax already assumed to have been paid.

You will currently receive a tax allowance in France as well as a tax allowance in the UK.

During the time that you transfer to France and set up the administrative processes. There may be a period where your state pension continues to be taxed in the UK and this can be reclaimed using a specific form https://www.gov.uk

The downside is you can’t have this form certified until you have a tax reference number known as a ‘numero fiscal’ issued by the French tax office. Completion of the p85 form to confirm to HMRC that you have left the UK isn’t enough to get the changes made.

This question was answered by Financial advisor Jennie Poate at Beacon Global Wealth

If you have a question about tax in France, feel free to contact Jennie direct with no obligation.

The information on this page is intended only as an introduction only and is not designed to offer solutions or advice. Beacon Global Wealth Management can accept no responsibility whatsoever for losses incurred by acting on the information on this page.

The financial advisers trading under Beacon Wealth Management are members of Nexus Global (IFA Network). Nexus Global is a division within Blacktower Financial Management (International) Limited (BFMI).All approved individual members of Nexus Global are Appointed Representatives of BFMI. BFMI is licenced and regulated by the Gibraltar Financial Services Commission and bound by their rules under licence number FSC00805B

Related Articles

Guide to the French Avis d’Impot | Income Tax

Avis d’Impot is basically income tax in France. All tax residents of France are required to complete a form for the Avis d’Impot which includes reported income and the requirement for the date of submission may change. A general calendar of dates for tax notices is available online as well as by mail.  Understanding your […]

Continue Reading

Understanding French Capital Gains Tax (CGT) on property sales

If your main home/principal residence is in France and you are a tax resident in France it is a legal obligation that you declare all your world/global income and annual capital gains to the French tax authorities. It’s irrelevant if gains are made outside of France. For example if you have moved to France from […]

Continue Reading

French tax returns for new expats in France

In all the excitement of moving to France, it’s easy to forget things, including the dreaded administration requirements. Making sure you enter the French tax system correctly as a tax resident is vital. But it doesn’t need to be as difficult as you might think, says Jennie Poate at Beacon Global Wealth. She explains how […]

Continue Reading

Changes to French tax from January 2019

Changes to French tax from January 2019

Written by on January 2, 2019 in Tax

The experts explain the main changes to French tax for the year commencing January 2019 that may affect expats in France or those intending to move to France. The main changes to tax in France in 2019: PAYE in France The big change in France for 2019 will be the full introduction of PAYE (pay […]

Continue Reading

Tax in France – pension and tax questions answered for British expats

We’ve had a record number of enquiries about life in France in the last 12 months. It seems that moving to France is on the minds of many and some questions come up over and over about financial issues, after all, you want to know that you can afford to live the dream and making […]

Continue Reading


If you enjoyed this article, subscribe now to receive more just like it.

Subscribe via RSS Feed

Comments are closed.