Financial

Everything you need to know about French Mortgages

Written by on July 15, 2020 in Banks and Banking, Financial
Everything you need to know about French Mortgages

An estimated 84,000 UK nationals moved across the Channel in 2019 –  a 10 year high. Traditionally most home buyers were retired or looking to purchase second homes, but France is an increasingly attractive option for young families and people in their 40’s and 50’s. Affordable property, beautiful countryside and coastline, great food, wine and […]

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Essential tips for moving to France

Written by on July 15, 2020 in Financial, Living in France
Essential tips for moving to France

You find your dream home in France, you can’t wait to move there and start living the good life but there are a few things you need to do first. You’ll need to fill in paperwork and notify authorities in the UK and France, sort out healthcare, maybe inheritance planning, savings, tax and whole host […]

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How much income do I need to live in France

Written by on June 8, 2020 in Financial, Living in France
How much income do I need to live in France

It’s a question that often comes up: “how much income do I need to be able to move to France?” We asked Jennie Poate, a qualified financial advisor in France and the UK to explain about the requirements of an income test for moving to France… Establishing residency in France When I first became an […]

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Unusual Retirement Options

Written by on March 25, 2020 in Retirement
Unusual Retirement Options

So, you’ve reached retirement age. After a life time of getting up to the alarm clocks call, going to work every day, maybe caring for your family, and saving for this day – you might be wondering what options you have. And these days, you have plenty of choices including some that are not your […]

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Can you afford to retire in France?

Written by on January 17, 2020 in Retirement
Can you afford to retire in France?

I’ve been giving financial advice to English speaking clients who live outside of their home country for more than 23 years. And for 13 years, I’ve been based in France. The people I help are certainly a varied bunch of folks. Some have settled into their new country and new lifestyle very well. Others not-so-well. […]

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Get your French property ready for winter

Written by on November 19, 2019 in Insurance, Living in France
Get your French property ready for winter

Practical tips on keeping your home in France secure and in good condition when cold weather arrives. These tips will help you get your French property ready for winter. What’s winter like in France? There are many reasons to love winters in France. The crisp blue skies on a clear day, the hearty soups and […]

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How bank cards work in France

Written by on August 27, 2019 in Banks and Banking
How bank cards work in France

Did you know that French banks may restrict the amount of money you can spend on your card. It’s something that regularly catches people out when they’re new to France. We asked the experts at Credit Agricole Britline, the French bank that speaks English, how to avoid this problem and all about French cards… How […]

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Guide to the French Avis d’Impot | Income Tax

Written by on August 20, 2019 in Tax
Guide to the French Avis d’Impot | Income Tax

Avis d’Impot is basically income tax in France. All tax residents of France are required to complete a form for the Avis d’Impot which includes reported income and the requirement for the date of submission may change. A general calendar of dates for tax notices is available online as well as by mail.  Understanding your […]

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Understanding French Capital Gains Tax (CGT) on property sales

Written by on August 10, 2019 in Tax
Understanding French Capital Gains Tax (CGT) on property sales

If your main home/principal residence is in France and you are a tax resident in France it is a legal obligation that you declare all your world/global income and annual capital gains to the French tax authorities. It’s irrelevant if gains are made outside of France. For example if you have moved to France from […]

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How to plan your French property purchase and your move to France 

Written by on August 6, 2019 in Financial, Retirement
How to plan your French property purchase and your move to France 

When it comes to thinking about your move to France, you may have decided the area that you want to live in, checked schools and transport links. But will organising your finances be further down the to do list when it should be near the top? Before moving to France, there’s no doubt you will […]

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