Cashiers Checks – Bankers Drafts in France

Written by on March 27, 2013 in Banks and Banking

 Cashier's check in France

Cheques or Checks are called chèques in France.

The equivalent of a Banker’s Draft is a chèque de banque and they are generally used for high value transactions, buying a car for instance.

You could use them to purchase a house too, but generally this is done by doing a bank to bank electronic transfer.

If you need a banker’s draft or cashier’s check from your bank – give them a couple of day’s notice at least, you may find otherwise that it won’t be available when you need it. Banks will require you to put your request in writing and you will need to provide the name of the person to whom you are paying it, the amount and the account number to be debited.

The chèque de banque is valid for one year and 8 days (as are normal cheques/checks).

French bank cheques do not require to be backed up with a bank guarantee card, they are treated as cash and clear for value the day they are presented to the bank. They are commonly used – particularly in shops and supermarkets and you may be asked for proof of identity from time to time. Make sure you have your passport or form of ID with you at all times for just such an instance.

More on French bank cheques here.

Related Articles

How bank cards work in France

Did you know that French banks may restrict the amount of money you can spend on your card. It’s something that regularly catches people out when they’re new to France. We asked the experts at Credit Agricole Britline, the French bank that speaks English, how to avoid this problem and all about French cards… How […]

Continue Reading

Euro Savings Accounts – What is available in France?

All about Euro savings accounts: what’s available for both residents and non-residents in France… Let’s start with the basic euro savings account information. If you have a current euro account with a French bank which you use to make all your euro payments, then you can open a euro savings account. It’s a simple application […]

Continue Reading

The Basics of Banking in France

There may not be huge differences when it comes to banking in France and the UK or other countries, however there maybe  some. Sian Lee-Duclos of CA Britline explains. Before looking at the general differences, let’s break the myth that many people have that unless you have a French address (main residence or holiday home) […]

Continue Reading

Banking In France | Accounts Explained

When it comes to banking in France, as an expat, things might be a little different from what you’re used to back home. We ask the experts to explain some of the most common terms and facts about French bank accounts. French Savings Accounts An instant access savings account is called a “Compte sur Livret”. […]

Continue Reading

Banking in France | Share Dealing

In France, you can hold a share dealing account at your bank, with a stockbroker, or on the internet. The normal safe custody account is called a “Compte Titres”. A share is an “action” and a Government or Corporate Bond is an “obligation”. Most people deal in shares through a specific form of investment called […]

Continue Reading


If you enjoyed this article, subscribe now to receive more just like it.

Subscribe via RSS Feed

Comments are closed.